Texas Department of Housing and Community Affairs – mortgage credit certificate: The Texas Mortgage Credit Certificate provides qualified borrowers with up to $2,000 per year in a federal income tax credit based on mortgage interest paid in the tax year. Applicants must be first-time homebuyers and must meet income and purchase price limits.
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"I had very high expectations going in to the process and Brent and team exceeded them. They were professional, timely and thorough and had competitive rates. I would recommend them in a heartbeat to anyone looking for a mortgage lender." JON GAILBRATH "Loved our experience with Trinity Oaks Mortgage.
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This is over a month of mortgage and tax payments! For a home that cost $200,000 at time of purchase, with 20 percent down and an interest rate of 6.5 percent,