Refined Home Loan Company, Lending Agency & Mortgage Lender In Euless, TX

Prodigy Lending Investing In Euless, Texas



Prodigy Lending has accumulated over seventeen years of excellence in the field of mortgage and home loans. With over 50,000 satisfied clients and over 10,000 recommendations, it is easy to trust us. Here at Prodigy Lending, we put our clients’ needs first and do our best to get you the best home loan program for you. Besides, we value our staff and we have been given recognition as the Top Work Place since the year 2011. 

We have four main mortgage programs, which are:

Conventional or Traditional Home Loan

This program is suitable for you if you are of good financial standing with a minimum credit score of 620. This is because this program is of a high-risk nature as it is not insured against default by the government. This type of loan is also strict on the requirements and it is offered by private lenders. This loan program is particularly suitable for you if you wish to take up a loan for an investment property. 

FHA Home Loan

This loan program is suitable for you if you are of a low to middle-income family or if you have a bad credit history such as bankruptcy. This is attributed to the fact that lenders are a bit more lenient with applicants and the requirements are easy to meet. However, mortgage insurance is a bit costly for some people. In Dallas, Texas, their requirements for the FHA loan as well as the loan limits are easily accessible but the loan limit depends on the type of property to be bought or refinanced.

VA Home Loan

If you are a veteran, an active member of the military or an approved spouse looking to settle in Dallas, then this loan program is for you. With no down payment required and 100 percent financing, this program will get you the property you wish to buy. This program is very specific but has very great characteristics. A certificate for eligibility for this loan is also required and may be applied for online or through a VA (Veteran Affairs) approved lender.

USDA Home Loan

The U. S. Department of Agriculture also insures loans for families that would like to settle in the countryside and suburbs. Similar to the VA home loan, this loan program requires no down payment and has 100 percent financing. Many people are unaware of this program but it is very accessible and easy to qualify for. This loan program can be used to buy or upgrade the property. 

At Prodigy Lending, all these home loan programs are available at different mortgage terms and our team is available to guide you on your decision-making. There is the 30-year fixed mortgage rate, 15-year mortgage rate, and 5/1 ARM mortgage rate. A 5/1 ARM (Adjustable Rate Mortgage) starts with an initial five-year fixed-interest rate, then a rate that adjusts annually. The “5” refers to the number of years with a fixed rate. The “1” is how often the rate adjusts i.e. yearly. A 30-year fixed mortgage rate is another popular form of lending. It is a loan with a 30-year repayment plan. It has a fixed interest rate even if you take the full 30 years to pay. A 15-year fixed mortgage rate is similar to the 30-year plan but with a shorter duration of payment. 

On our website, you can learn more about mortgages, different loan programs and get a quick quote. For any further inquiries, feel free to contact us or make a visit to our offices during working hours and speak to our professional team.

Visit our offices today or contact us at for more information. 


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